Ant International: AI & Blockchain Revolutionizing Global Payments

Transformative Year for Financial Industry

In 2025, the global financial industry is witnessing a landmark transformation in payments, settlement, liquidity, and credit due to technological advancements. Decisions by banks and fintechs about adopting and scaling innovations are defining growth horizons for years. Ant International, a digital leader headquartered in Singapore, spearheads this transformation with its pioneering AI-driven commerce solutions and tokenization.

Empowering Emerging Markets

Ant International has established a significant presence in emerging markets, offering advanced payment tech solutions to over 1.8 billion users and 150 million merchants across 200+ markets. Services like Alipay+ and WorldFirst facilitate global merchant coverage and cross-border business growth, particularly in Asia. By integrating over 300 payment methods, Ant International ensures seamless and unified merchant payment services.

Innovations in Agentic Commerce

The critical role of payments in AI-powered commerce is clear, and Ant International is leading the charge with Antom Copilot. This AI agent enhances merchant payment processes with automation and tailored support, while the Antom Agentic Payment Solution ensures fast, secure transactions across alternative payment methods. According to Jiangming Yang, Chief Innovation Officer, collaborations with giants like Google and Mastercard are pushing forward AI payment protocols, ultimately reducing integration costs and enhancing reach.

AI as a Service for All Businesses

Beyond payments, the Alipay+ GenAI Cockpit serves as an AI-as-a-Service platform, aiding financial services in creating AI-driven applications for diverse needs such as fraud detection and customer onboarding. For smaller enterprises, Antom offers tools like the AI SME app EPOS360, simplifying operations with AI integration and actionable insights.

AI-Enhanced Liquidity Management

Ant International’s Falcon model, a time-series transformer, forecasts trading volumes and lowers FX hedging costs. Since 2024, it has processed trillions in transactions, delivering over 90% accuracy. Open sourcing Falcon extends its benefits to e-commerce and travel sectors, enhancing efficiency and cost savings.

Fortifying Payments with Security

Security is paramount in AI integration, and Ant International deploys the SHIELD model for robust risk management, achieving high precision in identifying risks and boosting payment success rates. The company’s investments in data protection and privacy computing ensure compliance and secure, collaborative insights sharing across sectors.

Advancing Payment Security and Innovation

Ant International champions comprehensive risk protection with solutions like Alipay+ EasySafePay 360, which significantly reduces account takeovers. With top rankings in AI competitions, the company leads security innovations, including new biometric authentication methods like iris recognition for smart glasses.

Charting New Payment Frontiers

With its commitment to democratizing technological access, Ant International is collaborating with major banks to roll out blockchain-tokenized deposits and contribute to global regulatory initiatives. “As technology ushers in a new era, we’re ensuring AI and blockchain create seamless, trusted transactions, fostering a stronger global commerce ecosystem,” said Peng Yang, CEO of Ant International.

The rapid embrace of AI in finance underscores that payment is the bedrock of fintech, consistently pushing the boundaries across all angles, from agentic to on-chain payments, reinventing how markets connect and thrive.

According to Forbes, this post was crafted with insights into forthcoming advancements that promise to redefine the payment landscape globally.